📊 What is a SIP Calculator?
A SIP (Systematic Investment Plan) Calculator helps you estimate the returns on your monthly mutual fund investments. Whether you’re a beginner or a seasoned investor, this tool makes it easy to plan your financial goals by showing how much wealth you can accumulate over time.
💡 How Does a SIP Calculator Work?
A SIP calculator uses a simple compound interest formula to compute the future value of your monthly investments. You just need to enter:
- Monthly investment amount
- Expected annual return rate (in %)
- Investment duration (in years or months)
The result shows your total invested amount, estimated wealth gained, and final maturity value.
🎯 Why Use Our SIP Calculator?
- ✅ Fast & Accurate – Instant results with precise calculations
- ✅ User-Friendly Design – Mobile-friendly and easy to use
- ✅ Indian Number Format – Output in ₹ lakhs and ₹ crores
- ✅ Free Forever – No login or registration required
🧮 SIP Formula Used
We use the formula:
FV = P × [(1 + r)^n – 1] × (1 + r) / r
Where:
FV = Future Value
P = Monthly investment
r = Rate of return / 12 / 100
n = Total months
🤔 FAQs About SIP and SIP Calculators
1. Is the SIP calculator suitable for all mutual funds?
Yes, it works for any mutual fund that allows SIP investments—equity, debt, or hybrid.
2. Can I change the SIP amount later?
In real life, yes. But this calculator assumes a fixed monthly SIP for simplicity.
3. How accurate are SIP calculator results?
The results are estimates. Actual returns depend on market performance and fund choice.
✨ Start Planning Today!
Use this SIP calculator to set realistic goals and build wealth over time. Whether you’re investing for your child’s education, a dream home, or early retirement, consistent SIPs can help you reach your goals faster.
👉 Try it now and share with your friends!